Request A Quote

Flood Insurance

Did you know that your homeowner’s insurance does not cover flood damage? Insurance against flood must be obtained separately. A flood insurance policy also reimburses you for the work that you and other family members did to sandbag your homes, move furniture, and remove debris.

You do not necessarily have to be in a flood zone for Flood Insurance. If there is a sudden runoff of water, like sudden melting of ice and snow that runs into your basement is a good example.

The Federal Emergency Management Agency's (FEMA) maps are important when it comes to flood insurance because if they show that your home sits in a 100-year flood plain, you must buy federal flood insurance in order to get a mortgage. If you live outside a high-risk zone, or if you no longer have a mortgage, flood insurance is optional.

Barrow-Hoenstine Insurance Agency offers free, comparative quotes on Flood Insurance from multiple insurance carriers so you can get the best possible rate.

Want to see how much we can save you? Just request a quote to find out.

Our Partners:

  • American Modern
  • Amtrust
  • CNA
  • Chubb
  • Donegal
  • Encompass
  • Foremost
  • Grange Mutual
  • Guard
  • Kemper
  • Liberty Mutual
  • Main Street America
  • Mapfre
  • Merchants
  • MetLife
  • Nationwide
  • Progressive
  • Safeco
  • Selective
  • The Hartford
  • Travelers
  • Utica First
  • Westfield

Contact Us: